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UniWyo Federal Credit Union offers a variety of accounts to meet our members financial needs. You may apply for this loan if you are an Ohio resident, are not in default on previous student <a href=";>;/a>, and are enrolled in the Owens Truck Driving program. You may borrow up to the cost of the program, but no more than $10,000. The minimum loan amount is $1,000. To begin the application process, meet with the Manager of the Truck Driving Program. Because you have to make 120 qualifying monthly payments, it will be at least 10 years after you make your first qualifying payment before you can apply for PSLF. Since only payments made after Oct. 1, 2007, can be counted toward PSLF, the earliest that any borrower will be eligible to apply for PSLF is fall 2017. If you are working toward PSLF, you should complete and submit the Employment Certification for Public Service Loan Forgiveness form (Employment Certification form) annually or when you change employers. We will use the information you provide on the form to let you know if you are making qualifying PSLF payments. This will help you determine if you are on the right track as early as possible.<div style='text-align:center'><iframe width='480' height='336' src='; frameborder='0' allowfullscreen></iframe></div> Federal Direct Subsidized Loan: This is a need-based loan for which the interest is paid by the government while you are in school at least half-time. Interest will begin to accumulate at the start of your 6 month grace period (the period of time before repayment, which occurs after you are no longer in school at least half time). If you are a new borrower beginning July 1, 2013, you may receive the Federal Direct Subsidized Loan for a timeframe equivalent to 150% of the length of your degree or certificate, provided that all other eligibility criteria are met. In addition, any previously-borrowed subsidized loan will begin to accrue interest at the time that you reach the 150% timeframe. <a href=";>Southern New Hampshire University participates in the following educational loan programs for undergraduate and graduate students. Repay a Personal Loan in terms of 12-60 months. Interest rates range from 6.99% to 23.99% Annual Percentage Rate (APR). No origination fee or prepayment penalty. Representative example of total loan cost: For $10,000 borrowed over a 5-year term at 12.99% APR, the total amount payable is $13,648.77 including interest. This example is an estimate only and assumes all repayments are made on time.<img class='alignleft' style='float:left;margin-right:10px;' src="; width="260px" loans/></a> for more information about this limit. Because your maximum eligibility period is based on the length of your current program of study, your maximum eligibility period can change if you change to a program that has a different length. Also, if you receive Direct Subsidized Loans for one program and then change to another program, the Direct Subsidized Loans you received for the earlier program will generally count toward your new maximum eligibility period. <img class='alignright' style='float:right;margin-left:10px;' src="; width="258px" loans for college/>